Overview
Officer – Credit Review Jobs in Muscat, Masqaţ, Oman at Oman Housing Bank | بنك الإسكان العُماني
Title: Officer – Credit Review
Company: Oman Housing Bank | بنك الإسكان العُماني
Location: Muscat, Masqaţ, Oman
Job Purpose:
The Officer – Credit Review executes loan credit review assignments ensuring accurate evaluation of credit portfolios, risk ratings, and credit management practices. He/ She reviews and validates risk ratings, identifies emerging risk issues, and ensures compliance with internal policies and regulatory requirements. The Officer – Credit Review executes end-to-end credit review processes, enhances review standards through collaboration with business teams and regulators, and ensures accurate and timely reporting in alignment with departmental objectives.
Key Accountabilities:
- Executes loan credit review assignments, ensuring thorough evaluation of credit portfolios, risk ratings, and credit management practices in alignment with departmental objectives.
- Reviews and validates risk ratings and credit analyses to ensure compliance with internal policies, regulatory requirements, and industry best practices.
- Identifies emerging loan credit risk issues and trends, providing expert recommendations to mitigate risk and enhance credit quality.
- Executes end-to-end credit review processes, including loan processing documentation and credit file control, ensuring accuracy and completeness.
- Implements process enhancement initiatives by applying data analytics and technology to improve efficiency and accuracy under the supervision of the line manager.
- Collaborates with business teams, risk officers, and credit units to strengthen credit review standards and practices.
- Coordinates with cross-functional stakeholders to enhance system capabilities and maintain data integrity for effective credit risk assessment.
- Ensures timely and accurate preparation and submission of regulatory and internal credit review reports, including daily, monthly, and ad-hoc returns.
- Manages day-to-day interactions with regulators related to credit review and facilitates inspections or audits within the assigned scope.
- Ensures regulatory returns are adhered to and submitted on timely manner.
Qualifications and Experience:
- Bachelor’s degree in Accounting or Finance.
- A professional certification in Credit Administration (E.g. ACCA, CCP, CBCA, CICC etc.) is desired.
- Relevant internships in NBFCs or banking environments such as credit administration, credit review, or related credit functions are advantageous.
- Knowledge of credit risk assessment methodologies, risk rating validation, and regulatory compliance requirements.
- Knowledge of local banking regulations and global standards related to credit reviews and credit risk requirements.
** Omani candidates meeting the criteria will be contacted.
** Omani candidates registered as Muscat residence will be given first priority.
** Applications will be accepted until 23-Jul-2026 at 2:00 P.M
Submissions received after this date and time will not be considered **
