Overview
Officer, Retail Credit Admin. Jobs in Egypt at Mashreq
Title: Officer, Retail Credit Admin.
Company: Mashreq
Location: Egypt
– 100% double checking of cases for more than particular amount (as agreed) for all products.
– Reviewing the cases to ensure that all product parameters and policy criteria are met.
– Posting financial transactions based on approved documents to complete the disbursement / maintenance.
– Checking all types of reports on daily basis to ensure all transactions have been passed against the proper documents.
– Ensuring that all documents against disbursed cases have been checked and archived as per bank policies
– Conducting proper checking of all lending products in compliance with the disbursement instruction while reviewing cases on an online basis.
– Posting transactions and ensuring that they are made through vouchers with appropriate supporting document which are prepared and duly approved concerning all lending products.
– Execute all post disbursement maintenance activities (e.g. early settlement, rescheduling, write-offs, due date changes, reversal of transactions) for all lending products, while ensuring compliance within approved charter of authorities and ensuring risk-oriented issues are escalated to the Team leader.
– Booking of all lending products, overdrafts, etc. in compliance with the disbursement instructions.
– Establishing authenticity of the information provided and ensuring that no case passes fraudulently.
– Re-analyzing of all cases above a particular amount within one business day and reporting the results to the Team Leader.
– To highlight the repetitive mistakes done by evaluators to the Team Leader who will put action plan to minimize the errors.
– Accept disbursal of approved loans within the delegated limits.
– Accept the credit approvals on the basis of the checks conducted within the delegated limits of the policy and product parameters.
